Years of Legacy

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Years in Lending

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About Ramkumar & Co.

Licensed Lending with Trust & Tradition.

With a legacy of over 50 years, Ramkumar & Co. has evolved from food manufacturing into real estate and financial services. As a state-licensed lending company, we bring over 25 years of financial expertise, specializing in secured, confidential lending for High Net-Worth Individuals (HNIs).

What We Offer

Structured Lending. Reliable Advisory.

We specialize in secured lending and real estate investment advisory, backed by deep industry knowledge and legal precision. Our core services include:

Secured Lending

Loan Against Property (LAP), Vehicle Loans, Mortgage Loans, Business Loans

Real Estate Advisory

Structuring, planning, and high-value investments

Loan Processing Support

Credit Evaluation, Legal Verification, Property Valuation

Co-Lending & Partnerships

Collaborations with banks and financial institutions

How It Works

Evaluation

KYC, credit analysis, property checks, and legal due diligence

Documentation

Agreement signing, MODT registration, and secure documentation

Disbursement & Collection

Swift loan disbursal with structured monthly follow-up

Risk & Recovery Framework

Due Diligence with Legal Protection

Credit Risk Checks with background verification.
Legal Safeguards including MODT, promissory notes, and title deeds.
Recovery Strategy via legal recourse and asset liquidation.

Meet The Team

Led by Visionaries - Supported by Legal & Financial Experts.

Founded by N. Ramkumar and N. Vignesh Ram, our company is powered by:

20 Legal Professionals (Advocates & Barristers)
6 Credit Risk Experts (CAs & Analysts)
5 Operations Team Members ensuring seamless execution.

Vision & Expansion

Short Term

Meet increasing demand with higher disbursal volumes.
Implement technology automation for loan origination and tracking.

Long Term

Transition to a structured NBFC model.
Expand to retail lending while maintaining HNI focus.

Collaborate, Invest, Expand

Partner With Us

Banking Tie-ups

Collaborate with us to streamline transactions and scale lending operations efficiently.

Co-Lending Partners

Join hands to expand our lending capacity through shared risk and mutual growth.

Capital Infusion Opportunities

Invest in a legacy-driven lending business poised for aggressive, structured expansion.

Low-Cost Borrowing Lines

Enable better margins and financial agility through competitively priced lending capital.